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Personal Injury

No-Fault Insurance

Under the no-fault insurance structure, an auto accident victim can collect from their insurance company regardless of who was at fault. This option is state specific and governed by specific laws regarding the claim process. With respect to state regulations and your rights of recovery under this provision, it would be in your best interest to seek guidance from an experienced LA auto accident attorney.

No-Fault Insurance Process

Regardless of who is at fault, a no-fault system or insurance provision provides full protection and monetary damages to the accident victim. This process is in contrast to the standard procedure of a thorough investigation and determination of fault by the courts or at-fault driver’s insurance company.

This system relinquishes the burden on the court system and provides for a streamline process of payments to the accident victim(s). Unless the injuries are severe, the injured party must file a claim against their own insurance company making it extremely difficult then to sue the at-fault insurance company after the fact. This process allows for insurance benefits to be paid to the injured party versus a potentially long drawn out litigation process. Of course no-fault insurance policies will have certain cap restrictions.

Compensation is assured in the no-fault insurance process and likely prevents insurance claim abuse. Although the laws for no-fault states vary, the other driver involved in the accident will receive compensation from their insurance company if they suffered economic losses.

PIP -Personal Injury Protection

No-fault insurance policies are also known as personal injury protection packages or PIP.  The medical expenses of the insured driver and their passengers are covered by PIP insurance. Medical bills, wage loss and funeral expenses are covered with the exception of vehicle damage or pain and suffering. PIP packages have limitations and policy provisions vary from state to state.

Consult with an Experience Auto Accident Attorney

Monetary recovery can be maximized by the manner in which you handle your auto accident case.  Keep in mind that insurance companies are trained to mitigate their losses. It will be in your best interest to seek the guidance of an auto accident attorney through this legal process. Contact the Law Offices of George Gallegos today for your free, no obligation consultation.